In these trying times, a growing number of Filipinos have turned to short-term loans from online lending applications (OLAs). The proliferation of these easily downloadable apps has made quick cash more accessible than ever. However, this convenience has come at a cost: many borrowers have been subjected to exorbitant interest charges, incessant harassment, and even death threats directed not only at the borrower but also at individuals listed in the borrower’s contacts. Some

Songwriting has always been a mystery; it could have started with one person, a simple hum and fifteen minutes of writing or a whole two-month ordeal with multiple hours of takes and five people working on it. But when it becomes a hit, who owns it and who takes what from it? Is it the person who wrote the lyrics, the one who played the instruments or is it the label or producer? For burgeoning musicians or hobbyists, it doesn’t seem like a concern but you can never be too ca

Given the economic challenges we face today, it is not uncommon for Filipino families to carefully monitor their spending in order to stay within budget. While grocery shopping, you keep track of your purchases by entering prices into your calculator, choosing only the items you need, and checking shelf tags to ensure they fit within your family’s budget. However, by the time you reach the cashier, the total amount on your calculator differs from the amount reflected in t

Sexual Harassment in the workplace can be committed by anyone Sexual harassment in the workplace remains a pervasive issue in the...